:root {
  --bg: #f7f9fc;
  --surface: #ffffff;
  --surface-alt: #eef3ff;
  --text: #1b2330;
  --muted: #5a6475;
  --primary: #0f4c81;
  --primary-2: #1f7bd8;
  --accent: #18a67b;
  --border: #dfe5f2;
  --radius: 14px;
  --radius-sm: 10px;
  --shadow: 0 12px 30px rgba(15, 76, 129, 0.12);
  --shadow-sm: 0 8px 18px rgba(15, 76, 129, 0.08);
  --container: 1140px;
  --space: 1rem;
  --font: "Inter", "Segoe UI", Roboto, Arial, sans-serif;
}

* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: var(--font);
  color: var(--text);
  background: var(--bg);
  line-height: 1.6;
}
img { max-width: 100%; height: auto; display: block; border-radius: var(--radius); }
a { color: var(--primary); text-decoration: none; }
a:hover { text-decoration: underline; }

.skip-link {
  position: absolute;
  left: -9999px;
  top: 0;
  background: #000;
  color: #fff;
  padding: .7rem 1rem;
  z-index: 10000;
}
.skip-link:focus { left: 1rem; top: 1rem; }

.container { width: min(100% - 2rem, var(--container)); margin-inline: auto; }
.section { padding: 4.5rem 0; }
.section-alt { background: var(--surface-alt); }
.section-title { font-size: clamp(1.45rem, 2vw, 2rem); margin-bottom: 1.4rem; }

.site-header {
  position: sticky; top: 0; z-index: 999;
  background: rgba(255,255,255,.96);
  border-bottom: 1px solid var(--border);
  backdrop-filter: blur(8px);
}
.nav-wrap { display: flex; align-items: center; justify-content: space-between; min-height: 74px; gap: 1rem; }
.brand { display: inline-flex; align-items: center; gap: .6rem; font-weight: 700; color: var(--text); }
.brand-mark { color: var(--accent); font-size: 1.3rem; }
.brand-text { font-size: .98rem; }

.main-nav {
  position: fixed; inset: 74px 0 auto 0;
  background: #fff; padding: 1rem;
  display: grid; gap: .5rem; border-bottom: 1px solid var(--border);
  transform: scaleY(0); transform-origin: top; opacity: 0; pointer-events: none;
  transition: .25s ease;
}
.main-nav.open { transform: scaleY(1); opacity: 1; pointer-events: auto; }
.main-nav a { padding: .62rem .7rem; border-radius: 10px; font-weight: 600; }
.main-nav a:hover, .main-nav a.active { background: var(--surface-alt); text-decoration: none; }

.nav-toggle { width: 46px; height: 46px; border-radius: 10px; border: 1px solid var(--border); background: #fff; display: grid; place-content: center; gap: 5px; }
.nav-toggle span { width: 20px; height: 2px; background: #1b2330; display: block; }

.btn {
  display: inline-flex; align-items: center; justify-content: center;
  padding: .8rem 1.15rem; border-radius: 12px; border: 1px solid transparent;
  background: linear-gradient(120deg, var(--primary), var(--primary-2)); color: #fff;
  font-weight: 700; box-shadow: var(--shadow-sm); transition: .2s ease;
}
.btn:hover { transform: translateY(-1px); text-decoration: none; }
.btn-outline { background: transparent; color: var(--primary); border-color: var(--primary); box-shadow: none; }
.btn-sm { padding: .65rem .9rem; font-size: .9rem; }

.hero { padding: 5.2rem 0 4.2rem; background: radial-gradient(circle at 0% 0%, #e9f2ff 0, transparent 40%), var(--bg); }
.hero-grid { display: grid; gap: 2rem; align-items: center; }
.eyebrow { color: var(--primary); font-weight: 800; letter-spacing: .06em; font-size: .8rem; margin-bottom: .7rem; }
h1 { font-size: clamp(1.8rem, 4vw, 3rem); line-height: 1.15; margin-bottom: .9rem; }
.hero-sub { color: var(--muted); margin-bottom: .8rem; }
.hero-text { margin-bottom: 1.2rem; }
.hero-cta { display: flex; gap: .75rem; flex-wrap: wrap; margin-bottom: 1rem; }
.trust-list { list-style: none; display: grid; gap: .45rem; color: var(--muted); }
.trust-list li::before { content: "✓ "; color: var(--accent); font-weight: 800; }

.card-grid { display: grid; gap: 1rem; }
.card {
  background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius);
  padding: 1.1rem; box-shadow: var(--shadow-sm);
}
.card h3 { margin: .45rem 0 .45rem; font-size: 1.08rem; }
.icon { font-size: 1.35rem; }
.split { display: grid; gap: 1rem; }
.highlight-box { background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius); padding: 1rem; }
.highlight-box ul { padding-left: 1rem; }

.steps { list-style: none; display: grid; gap: .8rem; }
.steps li { background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius-sm); padding: .9rem; }

.contact-actions { display: grid; gap: .7rem; align-content: start; }

.faq-list { display: grid; gap: .7rem; }
.faq-item { border: 1px solid var(--border); border-radius: var(--radius-sm); background: var(--surface); overflow: hidden; }
.faq-question {
  width: 100%; text-align: left; border: 0; background: transparent; padding: .95rem 1rem;
  font-size: 1rem; font-weight: 700; color: var(--text); cursor: pointer;
}
.faq-answer { max-height: 0; overflow: hidden; transition: max-height .25s ease; }
.faq-answer p { padding: 0 1rem 1rem; color: var(--muted); }
.faq-item.open .faq-answer { max-height: 240px; }

.cta-final { text-align: center; }

.site-footer { background: #101820; color: #dbe6f5; padding-top: 2.4rem; }
.footer-grid { display: grid; gap: 1.4rem; }
.site-footer a { color: #cce2ff; }
.site-footer h3, .site-footer h4 { color: #fff; margin-bottom: .5rem; }
.site-footer ul { list-style: none; display: grid; gap: .35rem; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.15); margin-top: 1.2rem; padding: .9rem 0 1.3rem; font-size: .92rem; }

.whatsapp-float {
  position: fixed; right: 1rem; bottom: 1rem; width: 52px; height: 52px;
  border-radius: 999px; display: grid; place-content: center;
  background: #25d366; color: #fff; font-size: 1.35rem; box-shadow: var(--shadow);
}
.to-top {
  position: fixed; right: 1rem; bottom: 4.8rem; width: 42px; height: 42px;
  border-radius: 999px; border: 1px solid var(--border); background: #fff;
  box-shadow: var(--shadow-sm); opacity: 0; pointer-events: none; transition: .2s ease;
}
.to-top.show { opacity: 1; pointer-events: auto; }

.form-section { padding: 4.4rem 0; }
.form-grid { display: grid; gap: 1rem; }
.form-card { background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius); padding: 1rem; box-shadow: var(--shadow-sm); }
.form-row { display: grid; gap: .8rem; }
label { font-weight: 600; display: inline-block; margin-bottom: .25rem; }
input, select, textarea {
  width: 100%; border: 1px solid #cfd9ea; border-radius: 10px; padding: .75rem .85rem; font: inherit;
}
textarea { min-height: 130px; resize: vertical; }
input:focus, select:focus, textarea:focus, .nav-toggle:focus, .btn:focus, .faq-question:focus {
  outline: 3px solid rgba(24,166,123,.25); outline-offset: 2px;
}
.error { color: #b30f2f; font-size: .88rem; min-height: 1.1rem; }
.form-msg { margin-top: .7rem; font-weight: 600; }
.form-msg.info { color: #0f4c81; }

.legal-wrap { padding: 4.5rem 0; }
.legal-layout { display: grid; gap: 1rem; }
.legal-toc, .legal-content { background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius); padding: 1rem; }
.legal-toc ul { list-style: none; display: grid; gap: .35rem; }
.legal-content h1 { font-size: clamp(1.5rem, 3vw, 2.2rem); margin-bottom: .5rem; }
.legal-content h2 { margin: 1.2rem 0 .4rem; font-size: 1.2rem; }
.legal-content p, .legal-content li { color: #344055; }
.legal-content ul { padding-left: 1.2rem; }
.badge { display: inline-block; background: var(--surface-alt); color: var(--primary); border: 1px solid #cad9ff; padding: .25rem .6rem; border-radius: 999px; font-size: .8rem; margin-right: .4rem; }

.reveal { opacity: 0; transform: translateY(14px); transition: .45s ease; }
.reveal.visible { opacity: 1; transform: translateY(0); }

@media (min-width: 850px) {
  .nav-toggle { display: none; }
  .main-nav {
    position: static; transform: none; opacity: 1; pointer-events: auto;
    display: flex; align-items: center; gap: .2rem; border: 0; padding: 0; background: transparent;
  }
  .hero-grid { grid-template-columns: 1.15fr .95fr; }
  .cols-4 { grid-template-columns: repeat(4, 1fr); }
  .cols-3 { grid-template-columns: repeat(3, 1fr); }
  .cols-2 { grid-template-columns: repeat(2, 1fr); }
  .split { grid-template-columns: 1fr 1fr; }
  .footer-grid { grid-template-columns: 1.2fr 1fr 1fr; }
  .legal-layout { grid-template-columns: .33fr 1fr; align-items: start; }
  .legal-toc { position: sticky; top: 95px; }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation: none !important; transition: none !important; scroll-behavior: auto !important; }
  .reveal { opacity: 1; transform: none; }
}